At our first meeting:
·
We determine your timeline. When do you need to be in a
home?
o
What kind of home are you looking for and where?
o
What are the things you absolutely want in your home?
o
What are the things you’d like to have but may be able to do
without?
· We review
all anticipated costs so that there are no surprises at closing.
· We get you
pre-approved for your loan based on your timeline.
· You receive
your preliminary list of homes
o
If your timeline allows us more than two months,
You can drive by the homes and neighborhoods to select the homes you
want to tour.
o
If your timeline is less than two months, we will want make
appointments to see the houses that look good to you based on the home
description sheets and photos.
o
If your timeline is very short or if you are an out-of-towner, we
make lots of appointments and hit the pavement immediately. Usually
in this case, we will have previewed the homes on your list before you arrive
in Dallas.
o
If your timeline is 3 to 6 months or more, I really only want you
to drive through select neighborhoods to determine the ones you like
best. It’s too early to go see homes. The same homes
won’t be available when you are ready to buy.
· Your list
of homes is automatically updated every morning by email, or as soon as homes
come onto the market.
· Once we
have found a great home, we do an in-depth market analysis to determine the
range of value for the home and neighborhood.
· We decide
on a negotiating strategy based on the market analysis and your personal
situation.
· We make our
initial offer or offers and negotiate until we put the home under contract.
At this point, I take over all of
the details.
But, here’s what’s going on in the
background…until we close and celebrate.
· During the
Option Period, we inspect the house, research its insurance history, and get a
copy of the property’s survey.
· We
renegotiate the price or terms of the contract if the house has problems or
needs repairs.
· Your loan
is finalized. At this time, the Title company researches title to
the land and takes over most paperwork.
· Once we
know the house is in good condition, the title is clear and the
loan is approved, we relax a bit.
· We order
your new insurance.
· We notify
all utility companies, cable and newspapers when you will be moving in.
· On the day
of closing ( Celebration ) we walk through the house just to make sure that
everything is still in the same condition as on the date of our inspections.
· At closing,
you sign all of the purchase and loan papers, the bank wires your money to the
title company and the title company pays the seller.
At this time, I can give you the
keys to your new home.
The hard part is moving in……..And
we can help you with that if you need.
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